About StopCollectors
Every year, over 4.7 million debt collection lawsuits are filed in the United States. Roughly 70-80% result in default judgments — not because consumers owe the full amount, but because they never respond and never negotiate. StopCollectors exists to change that.
Our Mission
We believe every consumer sued by a debt collector deserves a real advocate. Most people facing a debt lawsuit feel overwhelmed, confused, and powerless. They don't know they have options. They don't realize that collectors routinely accept settlements for a fraction of the claimed amount.
That is where we come in. Our attorneys negotiate directly with debt collectors to reduce what you owe — often by 50-70%. You don't go to court. You don't file paperwork. We handle it.
Our Attorney
Our debt negotiation and legal representation is led by Ariella, a licensed attorney with deep experience in consumer debt law and debt collector negotiations. Ariella understands the tactics collectors use, the weaknesses in their cases, and the leverage points that lead to significantly reduced settlements.
How Ariella Negotiates
Ariella communicates directly with collectors and their attorneys — you do not have to deal with them. Her approach focuses on resolution through negotiation, not litigation. She only gets involved on the court side if absolutely necessary (for example, if a default judgment is imminent).
Her process includes:
- Immediate assessment of leverage — checking the statute of limitations, screening for FDCPA violations, and determining if debt validation applies (the 30-day window after first collector contact)
- Direct communication with collectors and their attorneys — presenting financial hardship, starting negotiations at 40-50% of the balance
- A proven "1-2 punch" strategy — the client calls first to gauge what the collector will accept, then Ariella follows up with a formal attorney letter to push for a better deal
- Track record of negotiating 50-70% reductions — knowing each creditor's tendencies, authorization requirements, and settlement ranges
- Written settlement agreements before any payment — including dismissal with prejudice if a lawsuit was filed
When collectors violate the Fair Debt Collection Practices Act (FDCPA), Ariella pursues counterclaims on behalf of our clients — at no cost to them. The collector pays the attorney fees under federal law.
How We Work: Two Entities, One Mission
StopCollectors — Intake & Client Services
StopCollectors handles intake, marketing, and client services. We are the first point of contact when you reach out for help. We review your case, gather the necessary information, and connect you with our attorney.
Affiliated Attorney — Negotiation & Legal Representation
All debt negotiation and legal representation is performed by our affiliated licensed attorney. Whether we're negotiating a settlement or pursuing FDCPA counterclaims, you have a real attorney in your corner.
This model keeps costs low while ensuring you receive genuine legal representation — not just document templates.
Our Values
- Advocacy: We negotiate on your behalf. You are not alone in this.
- Transparency: Clear pricing, honest assessments, no hidden fees.
- Results: Most clients save 50-70% on their debt. We focus on outcomes.
- Accessibility: Free consultation. No upfront cost for FDCPA claims. Everyone deserves help.
Contact
Phone: (888) 555-0199
Email: support@stopcollectors.com
Get Your Debt Reduced — Free Consultation
Our attorneys negotiate directly with collectors to reduce what you owe. Most clients save 50-70%. No cost to get started.
Free case review. No obligation. No upfront cost.