About StopCollectors
Every year, over 4.7 million debt collection lawsuits are filed in the United States. Roughly 70-80% result in default judgments — not because consumers owe the full amount, but because they never respond and never put up a fight. StopCollectors exists to change that.
Our Mission
We believe every consumer sued by a debt collector deserves a real shot at standing up for themselves. Most people facing a debt lawsuit feel overwhelmed, confused, and powerless. They don't know they have options — that the collector has to prove they own the debt, that the statute of limitations may have already run, that FDCPA violations may entitle them to damages.
That is where we come in. We prepare your court response, debt-validation letters, and settlement offers; you review, approve, and sign everything before it's sent; then we file or send it on your behalf. You stay in control and make every decision — we do the heavy lifting so you're not facing a stack of paperwork alone.
Not a Law Firm — Self-Help Document Preparation
StopCollectors is not a law firm and does not provide legal advice or legal representation. We are a self-help document-preparation service: you are the decision-maker, you review and approve every document, and you sign it before anything is filed or sent. Our document templates are reviewed by Ariella, a licensed attorney with experience in consumer debt law and the FDCPA, so the leverage points are built in — but you remain the one directing and signing your own case.
How We Help With Each Case
Our work centers on getting the right documents in front of you, properly prepared, so you can respond with confidence. Where a matter genuinely needs a lawyer — a court appearance, or pursuing an FDCPA claim for damages — we'll help you connect with a licensed attorney in your state.
Our process includes:
- Immediate assessment of leverage — checking the statute of limitations, screening for FDCPA violations, and determining if debt validation applies (the 30-day window after first collector contact)
- Court-response and letter preparation — your Answer, validation letters, and settlement offers, reflecting your financial circumstances and the defenses available in your state, for you to review and sign
- Chain-of-title issues, documented — debt buyers must prove they actually own your specific account; many cases collapse when they cannot produce the purchase agreement, bill of sale, and assignment documentation, and your response can put that squarely at issue
- State-specific protections — Rosenthal Act (CA), Consumer Credit Fairness Act (NY), wage-garnishment bans (TX, PA, NC, SC), and every other state-level protection the facts support, raised in the documents you sign
- Written settlement agreements before any payment — including dismissal with prejudice if a lawsuit was filed
When collectors violate the Fair Debt Collection Practices Act, you may be entitled to damages. We help you document the violations, and we can connect you with a licensed attorney to pursue a claim — FDCPA cases often shift the attorney fees onto the collector under federal law.
How We Work: Self-Help, Done For You
StopCollectors — Intake & Document Preparation
StopCollectors handles intake and prepares your documents. We are the first point of contact when you reach out for help. We review your situation, gather the necessary information, and prepare the response, letters, and offers for you to review and approve.
Connecting You With an Attorney When You Need One
We are not a law firm and do not represent you. When your matter calls for a licensed attorney — a court appearance, or pursuing an FDCPA claim — we'll help you connect with one in your state. The rest of the time, you direct your own case with the documents we prepare.
This model keeps costs low and keeps you in control — you decide, you approve, you sign, and we do the document-preparation work.
Our Values
- You stay in control: We do the heavy lifting, but you review, approve, and sign every document. You are not alone in this.
- Transparency: Clear flat pricing, honest assessments, no hidden fees, no inflated promises.
- Substance over puffery: Our pages cite real CFPB complaint data, real statute numbers, and real CFPB enforcement actions — not invented case counts or recovery stats.
- Accessibility: Free case review. Straightforward flat fees. Everyone deserves a real shot at standing up for themselves.
Contact
Phone: (424) 351-1371
Email: leo@stopcollectors.com
StopCollectors is not a law firm and does not provide legal advice. We provide self-help document-preparation services; you review and approve everything before it's sent.
Sued or hassled by a debt collector? We'll handle the response.
Free case review — no obligation. We check your deadline, prepare your response and any letters, and you approve everything before it's sent. You stay in control the whole way.