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Sued by Absolute Resolutions Corp? We'll Negotiate to Reduce What You Owe

Absolute Resolutions Corp is a debt buyer that purchases and collects on defaulted consumer debts, including credit card, medical, and personal loan debts. They pursue collection through direct contact and lawsuits. Absolute Resolutions has been the subject of CFPB complaints for documentation issues and failure to validate debts.

Type

Debt Buyer

Common Debt Types

credit card, medical, personal loan

Common FDCPA Violations by Absolute Resolutions Corp

Filing suit without adequate chain-of-title documentation

Attempting to collect debts past the statute of limitations

Failing to validate debts after receiving timely dispute

Adding unauthorized interest and fees to the original balance

Misidentifying the original creditor in collection communications

Your Situation With Absolute Resolutions Corp

If Absolute Resolutions Corp Has Not Sued You Yet

You have more leverage. Act now — this is the best time to negotiate.

  • Pre-suit negotiations typically get better settlements
  • If you are within 30 days of first contact, we send a debt validation letter
  • Statute of limitations may bar the debt entirely

If Absolute Resolutions Corp Has Already Filed a Lawsuit

Do not wait. The collector expects 70-80%, but we still push for less.

  • You typically have a 30-day response deadline
  • Missing the deadline can result in a default judgment
  • Attorney negotiation still reduces the amount significantly

How We Handle Absolute Resolutions Corp Cases

  1. Free case review. Tell us about the debt and whether you have been sued. We check the statute of limitations, screen for FDCPA violations, and determine if debt validation applies — at no cost.
  2. Debt validation (if applicable). If you are within 30 days of Absolute Resolutions Corp's first contact, we send a debt validation letter via certified mail. This forces them to pause collection and prove the debt is valid.
  3. We evaluate your defenses. Common defenses against Absolute Resolutions Corp include statute of limitations, lack of standing (they cannot prove they own your debt), incorrect amount, and FDCPA violations.
  4. Our attorney negotiates directly with Absolute Resolutions Corp. We contact the collector, present your financial hardship, and negotiate a reduced settlement. We start at 40-50% and push for the lowest amount possible.
  5. Written settlement agreement. We get everything in writing before you pay — exact amount, payment deadline, dismissal with prejudice (if sued), and full release of claims.
  6. FDCPA counterclaim if applicable. If Absolute Resolutions Corp broke the law, our attorney can countersue at no cost to you — the collector pays.

Your Rights When Sued by Absolute Resolutions Corp

Right to demand proof they own the debt

Right to dispute the amount claimed

Right to raise statute of limitations defense

Right to countersue for FDCPA violations

Frequently Asked Questions About Absolute Resolutions Corp

Who is Absolute Resolutions Corp?

Absolute Resolutions Corp is a debt buyer that purchases defaulted consumer debts and pursues collection through calls, letters, and lawsuits.

Does Absolute Resolutions have valid documentation?

Challenge them to produce it. Many debt buyers lack complete documentation. Demand the purchase agreement, bill of sale, and chain of title.

What defenses work against Absolute Resolutions?

Statute of limitations, lack of standing, incorrect amount, and FDCPA violations are all effective defenses. File your Answer and raise every applicable defense.

Can I get the case dismissed?

Yes, particularly if Absolute Resolutions cannot prove the chain of title or the debt is past the statute of limitations.

Reviewed by Ariella, Esq. This information is for educational purposes and does not constitute legal advice.

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Our attorney negotiates directly with Absolute Resolutions Corp to reduce what you owe. Free consultation — no obligation.

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