Sued by HRRG (Harris & Harris)? We'll Negotiate to Reduce What You Owe
HRRG, formerly known as Harris & Harris Group, is a debt collection agency that primarily collects government debts, toll violations, parking tickets, and municipal fines. They also collect medical debts and utility debts. HRRG has been the subject of consumer complaints for aggressive collection on small-balance debts and for pursuing debts that consumers dispute owing. Government debt collection has unique rules and protections.
Type
Collection Agency
Common Debt Types
government, toll violation, parking, utility, medical
Common FDCPA Violations by HRRG (Harris & Harris)
Collecting toll or parking debts without proper notice having been sent to the vehicle owner
Inflating small debts with excessive fees and penalties
Reporting disputed government debts to credit bureaus
Pursuing collection on debts the consumer was never notified about
Threatening driver's license suspension or vehicle registration holds without legal authority
Your Situation With HRRG (Harris & Harris)
If HRRG (Harris & Harris) Has Not Sued You Yet
You have more leverage. Act now — this is the best time to negotiate.
- Pre-suit negotiations typically get better settlements
- If you are within 30 days of first contact, we send a debt validation letter
- Statute of limitations may bar the debt entirely
If HRRG (Harris & Harris) Has Already Filed a Lawsuit
Do not wait. The collector expects 70-80%, but we still push for less.
- You typically have a 30-day response deadline
- Missing the deadline can result in a default judgment
- Attorney negotiation still reduces the amount significantly
How We Handle HRRG (Harris & Harris) Cases
- Free case review. Tell us about the debt and whether you have been sued. We check the statute of limitations, screen for FDCPA violations, and determine if debt validation applies — at no cost.
- Debt validation (if applicable). If you are within 30 days of HRRG (Harris & Harris)'s first contact, we send a debt validation letter via certified mail. This forces them to pause collection and prove the debt is valid.
- We evaluate your defenses. Common defenses against HRRG (Harris & Harris) include statute of limitations, lack of standing, incorrect amount, and FDCPA violations.
- Our attorney negotiates directly with HRRG (Harris & Harris). We contact the collector, present your financial hardship, and negotiate a reduced settlement. We start at 40-50% and push for the lowest amount possible.
- Written settlement agreement. We get everything in writing before you pay — exact amount, payment deadline, dismissal with prejudice (if sued), and full release of claims.
- FDCPA counterclaim if applicable. If HRRG (Harris & Harris) broke the law, our attorney can countersue at no cost to you — the collector pays.
Your Rights When Sued by HRRG (Harris & Harris)
Right to demand proof they own the debt
Right to dispute the amount claimed
Right to raise statute of limitations defense
Right to countersue for FDCPA violations
Sued by HRRG (Harris & Harris) in Your State?
Frequently Asked Questions About HRRG (Harris & Harris)
Who is HRRG?
HRRG (formerly Harris & Harris) is a collection agency that specializes in collecting government debts, toll violations, parking tickets, and municipal fines.
Can they collect a toll violation from years ago?
It depends. Many states have statutes of limitations on toll violations and parking tickets. Check your state's law and demand proof that proper notice was sent.
Can HRRG affect my credit?
They may report the debt to credit bureaus. However, if the debt is disputed, they must note the dispute. Small debts may also fall below reporting thresholds.
Can they suspend my license for an unpaid toll?
Some states allow registration holds for unpaid tolls, but this requires proper notice and due process. If you never received notice of the violation, this is a strong defense.
Reviewed by Ariella, Esq. This information is for educational purposes and does not constitute legal advice.
Get Your Free HRRG (Harris & Harris) Case Review
Our attorney negotiates directly with HRRG (Harris & Harris) to reduce what you owe. Free consultation — no obligation.
Free case review. No obligation. No upfront cost.