Sued by Hunt & Henriques? We'll Negotiate to Reduce What You Owe
Hunt & Henriques is a debt collection law firm based in San Jose, California that files lawsuits on behalf of creditors and debt buyers in California courts. They are one of the more active collection law firms in California and must comply with both the federal FDCPA and California's Rosenthal Fair Debt Collection Practices Act, which extends FDCPA-like protections to original creditors as well.
Type
Collection Law Firm
Common Debt Types
credit card, personal loan, medical, auto
Common FDCPA Violations by Hunt & Henriques
Filing suit on debts past California's 4-year statute of limitations
Violating the Rosenthal Act through deceptive collection communications
Serving complaints by substituted service when personal service was feasible
Filing on behalf of debt buyers who lack proper documentation
Seeking amounts that include unauthorized fees and costs
Your Situation With Hunt & Henriques
If Hunt & Henriques Has Not Sued You Yet
You have more leverage. Act now — this is the best time to negotiate.
- Pre-suit negotiations typically get better settlements
- If you are within 30 days of first contact, we send a debt validation letter
- Statute of limitations may bar the debt entirely
If Hunt & Henriques Has Already Filed a Lawsuit
Do not wait. The collector expects 70-80%, but we still push for less.
- You typically have a 30-day response deadline
- Missing the deadline can result in a default judgment
- Attorney negotiation still reduces the amount significantly
How We Handle Hunt & Henriques Cases
- Free case review. Tell us about the debt and whether you have been sued. We check the statute of limitations, screen for FDCPA violations, and determine if debt validation applies — at no cost.
- Debt validation (if applicable). If you are within 30 days of Hunt & Henriques's first contact, we send a debt validation letter via certified mail. This forces them to pause collection and prove the debt is valid.
- We evaluate your defenses. Common defenses against Hunt & Henriques include statute of limitations, lack of standing, incorrect amount, and FDCPA violations.
- Our attorney negotiates directly with Hunt & Henriques. We contact the collector, present your financial hardship, and negotiate a reduced settlement. We start at 40-50% and push for the lowest amount possible.
- Written settlement agreement. We get everything in writing before you pay — exact amount, payment deadline, dismissal with prejudice (if sued), and full release of claims.
- FDCPA counterclaim if applicable. If Hunt & Henriques broke the law, our attorney can countersue at no cost to you — the collector pays.
Your Rights When Sued by Hunt & Henriques
Right to demand proof they own the debt
Right to dispute the amount claimed
Right to raise statute of limitations defense
Right to countersue for FDCPA violations
Sued by Hunt & Henriques in Your State?
Frequently Asked Questions About Hunt & Henriques
Who is Hunt & Henriques?
Hunt & Henriques is a California collection law firm that sues consumers on behalf of creditors and debt buyers in California courts.
What is the Rosenthal Act?
The Rosenthal Fair Debt Collection Practices Act is California's state debt collection law. It provides protections similar to the FDCPA but also applies to original creditors, not just third-party collectors.
How long do I have to respond in California?
In California, you have 30 days from service to file your Answer. Do not miss this deadline or a default judgment will be entered against you.
What is California's statute of limitations for credit card debt?
Four years from the last payment or charge under CCP 337. If your last activity was more than four years ago, you have a strong defense.
Reviewed by Ariella, Esq. This information is for educational purposes and does not constitute legal advice.
Get Your Free Hunt & Henriques Case Review
Our attorney negotiates directly with Hunt & Henriques to reduce what you owe. Free consultation — no obligation.
Free case review. No obligation. No upfront cost.