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Sued by Radius Global Solutions? We'll Negotiate to Reduce What You Owe

Radius Global Solutions is a debt collection agency that collects on behalf of banks, credit card companies, and other creditors. They are one of the larger collection agencies in the U.S. and have been the subject of CFPB complaints for aggressive collection tactics, inaccurate reporting, and failure to validate debts. Radius also purchases some debts outright.

Type

Collection Agency

Common Debt Types

credit card, personal loan, medical, auto

Common FDCPA Violations by Radius Global Solutions

Making excessive collection calls that constitute harassment

Reporting debts to credit bureaus without verifying accuracy

Failing to send required validation notice after initial contact

Threatening legal action without authority or intent to follow through

Collecting on disputed debts without proper verification

Your Situation With Radius Global Solutions

If Radius Global Solutions Has Not Sued You Yet

You have more leverage. Act now — this is the best time to negotiate.

  • Pre-suit negotiations typically get better settlements
  • If you are within 30 days of first contact, we send a debt validation letter
  • Statute of limitations may bar the debt entirely

If Radius Global Solutions Has Already Filed a Lawsuit

Do not wait. The collector expects 70-80%, but we still push for less.

  • You typically have a 30-day response deadline
  • Missing the deadline can result in a default judgment
  • Attorney negotiation still reduces the amount significantly

How We Handle Radius Global Solutions Cases

  1. Free case review. Tell us about the debt and whether you have been sued. We check the statute of limitations, screen for FDCPA violations, and determine if debt validation applies — at no cost.
  2. Debt validation (if applicable). If you are within 30 days of Radius Global Solutions's first contact, we send a debt validation letter via certified mail. This forces them to pause collection and prove the debt is valid.
  3. We evaluate your defenses. Common defenses against Radius Global Solutions include statute of limitations, lack of standing, incorrect amount, and FDCPA violations.
  4. Our attorney negotiates directly with Radius Global Solutions. We contact the collector, present your financial hardship, and negotiate a reduced settlement. We start at 40-50% and push for the lowest amount possible.
  5. Written settlement agreement. We get everything in writing before you pay — exact amount, payment deadline, dismissal with prejudice (if sued), and full release of claims.
  6. FDCPA counterclaim if applicable. If Radius Global Solutions broke the law, our attorney can countersue at no cost to you — the collector pays.

Your Rights When Sued by Radius Global Solutions

Right to demand proof they own the debt

Right to dispute the amount claimed

Right to raise statute of limitations defense

Right to countersue for FDCPA violations

Frequently Asked Questions About Radius Global Solutions

Who is Radius Global Solutions?

Radius Global Solutions is a large third-party debt collection agency that collects debts for banks, credit card companies, and other creditors. They also purchase some debts.

Can Radius Global garnish my wages?

Only after filing a lawsuit and obtaining a court judgment. They cannot garnish without going through the court process, and some states prohibit wage garnishment for consumer debts.

Radius is calling me constantly. Is this legal?

The FDCPA limits calls to reasonable frequencies. Under Regulation F, collectors generally cannot call more than 7 times within 7 days per debt. Document all calls.

How do I dispute a Radius Global debt?

Send a written dispute within 30 days of their first contact via certified mail. They must then validate the debt before continuing collection activities.

Reviewed by Ariella, Esq. This information is for educational purposes and does not constitute legal advice.

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