Sued by Palisades Collection LLC? We'll Negotiate to Reduce What You Owe
Palisades Collection LLC is a debt buyer that purchases defaulted consumer debts and pursues aggressive collection. They have been the subject of significant consumer complaints and FDCPA lawsuits. Palisades has been cited for purchasing debts with inadequate documentation and filing lawsuits they could not support with evidence, as well as attempting to collect debts that were discharged in bankruptcy.
Type
Debt Buyer
Common Debt Types
credit card, personal loan, medical
Common FDCPA Violations by Palisades Collection LLC
Filing lawsuits without producing any documentation of the original debt
Attempting to collect debts discharged in bankruptcy
Using misleading collection letters designed to look like court documents
Suing consumers in jurisdictions where they do not reside
Failing to properly verify disputed debts
Your Situation With Palisades Collection LLC
If Palisades Collection LLC Has Not Sued You Yet
You have more leverage. Act now — this is the best time to negotiate.
- Pre-suit negotiations typically get better settlements
- If you are within 30 days of first contact, we send a debt validation letter
- Statute of limitations may bar the debt entirely
If Palisades Collection LLC Has Already Filed a Lawsuit
Do not wait. The collector expects 70-80%, but we still push for less.
- You typically have a 30-day response deadline
- Missing the deadline can result in a default judgment
- Attorney negotiation still reduces the amount significantly
How We Handle Palisades Collection LLC Cases
- Free case review. Tell us about the debt and whether you have been sued. We check the statute of limitations, screen for FDCPA violations, and determine if debt validation applies — at no cost.
- Debt validation (if applicable). If you are within 30 days of Palisades Collection LLC's first contact, we send a debt validation letter via certified mail. This forces them to pause collection and prove the debt is valid.
- We evaluate your defenses. Common defenses against Palisades Collection LLC include statute of limitations, lack of standing (they cannot prove they own your debt), incorrect amount, and FDCPA violations.
- Our attorney negotiates directly with Palisades Collection LLC. We contact the collector, present your financial hardship, and negotiate a reduced settlement. We start at 40-50% and push for the lowest amount possible.
- Written settlement agreement. We get everything in writing before you pay — exact amount, payment deadline, dismissal with prejudice (if sued), and full release of claims.
- FDCPA counterclaim if applicable. If Palisades Collection LLC broke the law, our attorney can countersue at no cost to you — the collector pays.
Your Rights When Sued by Palisades Collection LLC
Right to demand proof they own the debt
Right to dispute the amount claimed
Right to raise statute of limitations defense
Right to countersue for FDCPA violations
Sued by Palisades Collection LLC in Your State?
Frequently Asked Questions About Palisades Collection LLC
Who is Palisades Collection LLC?
Palisades Collection is a debt buyer that purchases defaulted consumer debts and aggressively pursues collection through lawsuits. They have a poor track record with consumers and regulators.
Is Palisades Collection legitimate?
They are a real company, but they have been involved in numerous legal actions for improper collection practices. Always verify any debt they claim you owe.
Can Palisades prove I owe this debt?
Challenge them. Palisades has a history of filing lawsuits without adequate documentation. Demand the original credit agreement, complete chain of title, and detailed accounting.
What if Palisades is collecting a debt I discharged in bankruptcy?
This is a serious violation. If you discharged this debt in bankruptcy and Palisades is still collecting, consult an attorney immediately. They may owe you damages.
Reviewed by Ariella, Esq. This information is for educational purposes and does not constitute legal advice.
Get Your Free Palisades Collection LLC Case Review
Our attorney negotiates directly with Palisades Collection LLC to reduce what you owe. Free consultation — no obligation.
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